For over 20 years, Champagne Agency has proudly protected individuals, families, and businesses throughout the state. Built on genuine care and trusted relationships, we’re honored to be the agency so many turn to when it matters most. Our mission goes beyond offering insurance — it’s about delivering peace of mind.
We’re dedicated to designing coverage that fits your unique needs at rates that make sense. Whether you're settling into your first home, launching a new business, or navigating life’s many milestones, we’re here to help safeguard what matters most. We’re not just your insurance agency — we’re your neighbors, your partners, and a reliable part of your community.
WHO WE ARE
Indulge in
uplifting
expertise.


TEAM
Serious
credentials.
Friendly
approach.

At Champagne Agency, exceptional service is just the beginning. As proud members of SIAA, we’ve been named Michigan’s top agency five years running. Led by Tamara, a licensed SCBS and trusted advisor to small businesses, our team of licensed professionals delivers thoughtful, tailored coverage with heart.
We’re also the exclusive agency for the Michigan Licensed Beverage Association in Greater Metro-Detroit, offering a specialized Liquor Liability program built for the industry.



COMMUNITY
Spreading
bubbly
hope.

let's do it

together

Giving back is at the heart of everything we do. We're proud to support local causes through a blend of referral-based donations, hands-on volunteering, and agency contributions that go beyond the policy.
We're also honored to offer exclusive savings to those who keep our world moving - postal workers, auto industry professionals, and others who serve our communities every day.







Larry is awesome. He finds me the best coverage for the best price.

John Brunackey






I would like to acknowledge Mr. Chris Widenhofer, who I am proud to say is my insurance agent! I had some issues with my prior insurance company due to a negative escrow account that had rose over an enormous amount that would have increased my mortgage payment up $405! I was referred to Champaign Agency from a co-worker whom had dealth with this company prior. Heard excellent things about the company so I had to give them a try. I can honestly say my new homeowners insurance policy was cut at almost 60% from my last policy for the yr! I am very grateful to have Chris as my new Agent who was able to find the best insurance to fit all my needs with bundling both my homeowners and auto. If you need to search for better insurance for home and/auto or any other insurance and don't want to deal with the hassle of doing it all yourself. I highly urge you to give Champaign Agency a call for any of your insurance needs and ask for Chris Widenhofer! I called on a fri and the turn-around with answers was within 2-3 business days. He will get you together and you won't regret!
*Side note: Its also great to hear the excitement in my Agents voice knowing he helped me save on my insurance.
Thanks Chris and Champaign Agency, you all ROCK!!!
Regards,
Felisa

Felisa Cooper






Celeste was an absolute gem! She was so helpful during this stressful process. She was very accommodating and patient while helping me find a good fit!

Maya Johnson






Kayla offers great service and knowledge! A+++

Juan Curtis






Shah is very dedicated to finding what is best for the customer, very thorough.and responds quickly if there is an issue/question.

Denise Naumann






Consistently been helpful for all of my insurance needs!!

Denise Kellepourey






Deborah been there when we needed her.

Diane Coatley






Chris is a pleasure to work with. Personable and professional. He went above and beyond to help me find the most savings!! He made the process so easy.

Rose Navarro






I recently financed a new car and needed the auto insurance. Deborah made that possible. She went above and beyond to make sure I had the best understanding of the process and coverage. The entire process with simple and absolutely seamless. I would highly recommend working with Deborah to any and everyone. First time drivers and vetted drivers, she will not steer you wrong.

Arica-Rae Apsey






No other words to describe, SUPERB!

Cristina Ello






Chris and the rest of the champagne team are incredibly helpful at getting us the best rates for home and auto every year. Highly recommend.

Jake Belch






I have been with Champagne Agency since 2015 and I have NO intention in ever leaving them. Celeste is my agent and has been helping my parents and I for many many years. She is always on time and super professional. They are all incredibly amazing.
They know before hand if my insurance will be going up, and without me asking They are ON IT in looking for better rates. I truly trust Celest with our policies.
I have my home, auto and RV and my parents have their Home & Auto.
Thank you Champaign Agency for being awesome

Monica Begeman






After receiving quotes for homeowners insurance from other companies that came back higher than expected- a friend recommended I contact Deb. She was extremely quick to respond, made the process easy, and came back with the lowest quote that had everything I told her I wanted. Great communication and highly recommend.

Jamie McRobert






Just renewed again with Champagne. Quick and painless! Always great service working with Larry!

Jenny Kemp






I needed to cancel a policy. After canceling the policy I got a 70$ charge on my card. I called Champagne. It was a Friday night at 4 o'clock. Larry Spears and his team got it straightened out by the next business day. Thanks so much . John

Whit Roush






Ask for Shannon, she's amazing!

Rosa Dailey






Chris has been great handling my policies. Overall I've been saved time and money compared to my prior policies.

James






Great service , provides personal, commercial, and property insurance real estate for me.

T Dog Heem






This insurance company is the best out there. Each and every time my policy has come up for renewal.Larry has been the all star. I would recommend this insurance company to anyone.

Don Johnson






Chris is a really good & helpful insurance agent.

Debbie Karadeema






I highly recommend Leanne! She was very helpful and personable. She helped me find my car insurance and was a pleasure to chat with throughout.

Alexa Cappella






I love the Champagne Agency! I'm always notified of changes and Chris is always willing to see us, to do updates or explore options. He definitely takes pride in what he does. Thank you, Chris and staff!!!

Danielle Wood






deborah was very helpful, quick, answered all my questions and made the whole transaction very easy

Infamy Original






Deborah went above and beyond to get myself and my son a great rate!!! She was patient and very helpful with any and all questions I had. She is my go to girl from now on!!!!

Jamie Gjonaj






Deborah is the best!!! Always addresses concerns promptly and efficiently!!!

Susan Raitz






I had a wonderful experience working with The Champagne Agency. The team was professional, responsive, and incredibly helpful throughout the entire process. Deborah Steffey, in particular, provided clear guidance and took the time to ensure all of my questions were answered thoroughly. It's evident that she brings both expertise and genuine care to her role. I felt well taken care of and confident in my coverage. Highly recommend this agency for anyone seeking reliable and personalized insurance services.

Taylor Torres






Chris W has been my agent for years and always gets me good rates or at least can break down why they went up. They’ll shop around and explain everything to you. He’s also quite dashing.

gregory vandorn






Shannon had given us great service for years greatly appreciated

Alan Thompson






Shannon’s the best agent I had and would definitely recommend her 10/10!!

Christian Vargas






Deborah is the best!

Nicholas Asciutto






Chris has always gone above and beyond to help my family. We were in quite a pickle several years ago and he has helped us ever since. I couldn't recommend him more.

Libby






Great working with Deb. She was awesome with getting me insurance for my first home.

Robert Havens






My carrier Deborah has gone out of her way to make sure my insurance needs are taking care of found me the best deal for my budget and lets me know what is going on with discounts I appreciate her very much and will stay with her threw my insurance needs

Billie Herdell






Larry is always so helpful!

Aga Zajdel






Deborah Steffey found us a great new policy for our vehicles & home. She & her staff are a pleasure to work with. We hope to be with this agency for many years. I highly recommend the Champagne Agency for your insurance needs.

Cindy Josaitis






Larry was super helpful and prompt with helping me to change my policy and has really made the insurance process easy!

Mia Evonne






Allison G. was very professional and fast. We really appreciate the excellent service we received and information on saving money.

Otis C. Evans II






Deborah Steffey saved me some money on my car insurance. She explained everything. Glad I switched.

Diana Postal






Debs the bestest. I've been with them for years .they always go above and beyond. Thanks

jenny seymour






Chris Widenhofer is one of the best! He is quick to respond, always helpful, and ALWAYS looks out for me to find the best policy!

Molly Schoenberg






Absolutely, Hands-down one of the Best Insurance Agent/staff, we have a difficult policy and they are always there to Help!! Thank you Deb Steffy, Bianca and the rest of the Team

J Lakos






Had a great experience and a helpful assist from Dani at champagne insurance agency.

Gerard






Shannon is awesome to work with and got me the best rates. Will definitely be referring others her way!

Michael Vela






IF YOU NEED INSURANCE or WANNA SAVE MONEY…call and get a quote from the Champagne Agency!! I appreciate all your company did and still continues to do for me! I was getting charged outrageous amounts for my homeowners insurance, I now have better coverage and general liability for my business! I appreciate all the work and phone calls to help me get the best insurance for me ! Shannon your one in a million , I know I was a pain in your behind! Thanks again for all your time and patience!

Ann Melissa






Chris is the best agent I have ever had. He always takes the time to answer my questions, responds quickly, and takes it upon himself to review our policies at renewal time to make sure we are getting the best price. Truly appreciate him and Champagne Agency

Ann Helms






Always excellent Customer Service! If you call them, they respond the same day & address your concerns the same day.

Margaret K






I highly recommend this insurance company! !! Fast and reliable! Chris is a big reason I have been using them for years !!!

Mike Simms
REVIEWS
Those who
tried us
said...

