For over 20 years, Champagne Agency has proudly protected individuals, families, and businesses throughout the state. Built on genuine care and trusted relationships, we’re honored to be the agency so many turn to when it matters most. Our mission goes beyond offering insurance — it’s about delivering peace of mind.
We’re dedicated to designing coverage that fits your unique needs at rates that make sense. Whether you're settling into your first home, launching a new business, or navigating life’s many milestones, we’re here to help safeguard what matters most. We’re not just your insurance agency — we’re your neighbors, your partners, and a reliable part of your community.
WHO WE ARE
Indulge in
uplifting
expertise.
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TEAM
Serious
credentials.
Friendly
approach.
At Champagne Agency, exceptional service is just the beginning. As proud members of SIAA, we’ve been named Michigan’s top agency five years running. Led by Tamara, a licensed SCBS and trusted advisor to small businesses, our team of licensed professionals delivers thoughtful, tailored coverage with heart.
We’re also the exclusive agency for the Michigan Licensed Beverage Association in Greater Metro-Detroit, offering a specialized Liquor Liability program built for the industry.
Tamara Champagne
AGENCY OWNER
COMMUNITY
Spreading
bubbly
hope.
let's do it
together
Giving back is at the heart of everything we do. We're proud to support local causes through a blend of referral-based donations, hands-on volunteering, and agency contributions that go beyond the policy.
We're also honored to offer exclusive savings to those who keep our world moving - postal workers, auto industry professionals, and others who serve our communities every day.
After years of my insurance rates continuously climbing I finally decided to call Champagne Insurance, who came very highly recommended! Celeste made the transition completely seamless and so easy! She was very quick to respond, super friendly and very knowledgeable! She was able to find me identical coverage for auto and home and saved me $1000 dollars in my first year! I definitely plan on staying with Celeste and the Champagne Agency! Don’t hesitate to make that switch, she is amazing!
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Dee J
Very professional people
Russ Lapalme
Hello, what can I say? I really can’t say enough about this lady Debbie Ever since I came to the champagne agency for insurance needs she’s met all my expectations. I just want to let everybody know that if there’s anything that you need insurance wise, get a hold of this lady and she’ll be more than glad to help you. Thanks again Deb.
Ronald Clark
Chelsea and the team at champagne agency have helped my husband and I save hundreds monthly. Chelsea’s always on top of keeping us updated with everything and always looking for better rates. Highly recommend! 👍
Caitlin Smith
I can’t say enough GREAT About my agent Shannon …She helps me through when i’m in a panic!! I appreciate help saving money and they always get me the best prices for all my insurance needs!!!!
Melissa Norton
"I had a wonderful experience working with Deborah. She was knowledgeable, helpful, and made the insurance process easy to understand."
Rhonda Nowitzke
Larry made the whole process very very smooth. His video explaining the coverage was not only cool, it explained everything so well we didn’t have any questions. Did I mention the savings on insurance?
Allen Perry
The reviews for Champagne Agency is what made me wanna call. Chris is absolutely amazing got me a better quote for insurance and more for my renters insurance for less price then what I pay now. He is very respectful and patient. The reviews don’t lie hands down the best agency and Agent.
amanda sowards
I was looking for Home and Auto Insurance in this current economy and finding a decent rate is tough. Larry Kashaf was super helpful in getting good coverage at a decent price. I recommend Larry and his company for your insurance needs!
Edgell Turnquist
Tyra is great always helpful
Lori Heath
Celeste is the best always willing to help you and get the best rates and always answers your questions.
Brent Frey
Larry has been my insurance agent for nearly a decade, and in that time he has consistently proven himself to be reliable, dependable, and genuinely trustworthy—qualities I don’t give lightly. I’m not someone who places trust easily, yet Larry has earned it through his steady professionalism and unwavering commitment.
No matter the challenge I’ve brought to him, he has met it head-on with clarity, patience, and determination. His ability to navigate difficult situations while keeping my best interests at the forefront speaks volumes about his character and expertise. If you’re looking for an insurance agent who stands by you, delivers results, and earns your confidence over time, Larry is exactly that person.
martin mccloud
Been with champagne for a few years now, always updating me and providing me with the best possible service. Chelsea’s been a huge help!
Ryan Morse
Deborah and Celeste have been great to work with! Always looking to save me money! And right there to assist when needed!
Sports Mobile
Wareesha was very helpful in getting me the information I needed. I love Champagne Agency!
Sabatha Sabatha
Thanks to Champagne Agency with a busy life they are here to help and support with my auto and home insurance. Deborah and Chelsea are super nice and helpful!!!! Definitely a recommendation!!!
Simon Vang
I had an excellent experience with Champagne Agency! From the very beginning, their team was professional, attentive, and genuinely committed to helping me find the best coverage for my needs. They took the time to explain everything clearly and made the entire process smooth and stress-free.
What really stood out was their responsiveness and personalized service—I never felt like just another client. They went above and beyond to ensure I was satisfied and confident in my decisions.
Highly recommend Champagne Agency to anyone looking for reliable, trustworthy, and top-notch service!
Mst. Sorna Khatun
Deborah has been our insurance broker for a little over a year and a half now. She has always been super kind and helpful when it comes to finding my wife and I the best rates for home and auto insurance!
Evan McDowell
Deborah is very knowledgeable and takes great care of my insurance needs.
Lynne Patrick
Celeste was great.
Chris Hansen
Larry is very helpful and finds us the lowest rate!
Avelina Oxholm
The best insurance company I have had in a long, long time.! Reminds me of upcoming renewals. Compares other companies for better prices and coverage. I filled out one form and was done. Also, located locally, so I don't have to drive all over!!
Karen Bankovich
Shannon is awesome! Thanks!
Timothy's Trinkets
Got the best rate for us respond to every phone call. I’m very knowledgeable. Also walks you through anything you have to do highly recommend Chris, look forward to doing more business with him in the future
Sonney Lazarz
Always very helpful and quick turnaround with anything I need. Deborah and Bianca are great 😁
Eddie Clevinger
This Insurance Company is the best super communicative and does their best to get you the best deal!! Too bad they cant control pricing for teens killing me!! Thank you for all your efforts though!!
Hillery Smith
I have had this company for many years. Not once have I called n they could not help me. When answering. Always sounded like they had a smile n ready to assist me. I feel they had fair prices. If I ever need another quote in the future.. For better prices. I hope they can assist me.
Lee Tovey
Chris Widenhofer was absolutely amazing, his customer service was above and beyond and he really takes good care of his clients. Thank you Chapagne Agency
Yolanda Smith
Shannon is awesome! Thank you Shannon!
Tim branson
Always watching out for me
Steve Underwood
I have the pleasure of working with Emily. She takes the time to explain everything clearly. She is very pleasant to talk with. I actually look forward to talking with her.
Michael Garrisi
I’ve been with the champagne Agency for years now. Hands down the best team! Celeste is very helpful and knowledgeable. Would recommend
Michelle
I work with Larry at the agency. He stays on top of all my policies and updates them when necessary. He searches cor better coverage every term. Pam Wilson
Antwan Wilson
Chris is a very good agent. He has looked out for my needs and cost. Very happy with him.
Jacqueline Arthur
Thank you for the help with my insurance policy Chelsea!
Grant Rushlau
Great people to work with.
I gave been working with Shannon for several years now.
Shannon is on top of my needs.
Highly recommend Champagne for your needs.
They make it easy .
Tom Long
Ingotguy brass
Chris was a awesome person to work with. I highly recommend Champagne Agency. Thanks for being patient with us. We are happy with more coverage and better rates.....
john fulmer
The DEB's TEAM has given me great service on my Insurance needs and keeps me informed on new developments Chelsea helped alot
John Salamon
Chris is the best! He is quick to reply, helpful, and takes the time to walk me through the whole process! Highly recommend!
Kim Degenkolb
Debbie was very friendly and professional. I would recommend my friends and family to her!
larry lengyel
Excellent searvice with Celeste
Gregory Kind
Amazing team..Everyone is always so helpful and quick with their services. Deborah and Bianca are always very helpful
Lisa Rush
I am so glad to do business with Champagne Insurance Agency. They are the best. They answer my calls, emails, questions in a timely manner. In the past my former agent did not explain much. Shannon is knowledgeable, professional and caring. If you are considering whether to choose Champagne Agency, I would highly recommend them. 🩷💙🩷
EyeSell FunStuff
I had the pleasure of working with Emily today. She was pleasant, very responsive and took her time making sure I understood everything. Definitely give the Champagne agency a call.
Terrie Holland
Everyone at the Champagne agency has been very helpful over the years. Celeste has been great. She was able to find me much better rates for my insurance!
Renee Herrmann
REVIEWS
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