For over 20 years, Champagne Agency has proudly protected individuals, families, and businesses throughout the state. Built on genuine care and trusted relationships, we’re honored to be the agency so many turn to when it matters most. Our mission goes beyond offering insurance — it’s about delivering peace of mind.
We’re dedicated to designing coverage that fits your unique needs at rates that make sense. Whether you're settling into your first home, launching a new business, or navigating life’s many milestones, we’re here to help safeguard what matters most. We’re not just your insurance agency — we’re your neighbors, your partners, and a reliable part of your community.
WHO WE ARE
Indulge in
uplifting
expertise.


TEAM
Serious
credentials.
Friendly
approach.

At Champagne Agency, exceptional service is just the beginning. As proud members of SIAA, we’ve been named Michigan’s top agency five years running. Led by Tamara, a licensed SCBS and trusted advisor to small businesses, our team of licensed professionals delivers thoughtful, tailored coverage with heart.
We’re also the exclusive agency for the Michigan Licensed Beverage Association in Greater Metro-Detroit, offering a specialized Liquor Liability program built for the industry.



COMMUNITY
Spreading
bubbly
hope.

let's do it

together

Giving back is at the heart of everything we do. We're proud to support local causes through a blend of referral-based donations, hands-on volunteering, and agency contributions that go beyond the policy.
We're also honored to offer exclusive savings to those who keep our world moving - postal workers, auto industry professionals, and others who serve our communities every day.







Chris is so helpful and ensures you get the best price possible.

Christina Ratliff






The champagne agency and Chris have been awesome! Have been with them for years. Wouldn’t trust anyone else!

charles callan






Great agency! Larry is patient and goes above and beyond to save you money.

J Styles






Larry has been handling our policies for years and always keeps in touch and makes sure we are getting the best rates.

Michelle gibson






Great customer care from Larry. Best support and prices in town! Fully recommended.

Jose Laporta






Wonderful service..so glad I found them. Can always count on this agency to help me find the best deal for me and my family.

Sarah Kendrick






I’ve had a great experience with Champagne Agency for both my auto and home insurance. They regularly shop multiple companies to make sure I’m getting the best rate, and they always take the time to explain coverage clearly. Anytime I have a question, they’re quick to respond and very helpful. Highly recommend.

Jeremy McGaffey






Chris has been amazing with finding us the best home and auto insurance. I recommend him and everyone at the Champagne agency.

John Richardson






Ms. Shannon was great to work with and helped me find the best quote

e j






Had an excellent experience with Mt agent .Deborah Jean Steffey. Thank you for your time and for giving me the best rate I can have for our family.

Renee Woodbeck






Chris has been my agent for many years, has always provided superior customer service and always makes sure I get the best rates available.

Nick Collins






Shannon of the Champagne Agency is attentive patient and kind. She worked tirelessly to find us an even better deal than she previously did. I recommend her with confidence that she will shine .

Aaron Williams






Chelsea is the best! Great service and always available to help when needed.

Jeff Matt






Shout out to my agent Celeste, for working to get me the best rates, and always being a phone call or text away from all my insurance needs!

Wade Ferguson






Chris was more than helpful and understanding and was a pleasure to work with. Would definitely recommend him to anyone looking for insurance.

Lil Rowe






I like this office Debbie was easy to work without color all the time make the girls laugh. I think they're a great staff very polite and friendly great people to help with everything

yvette martinez






My parents just renewed their insurance through Champagne Agency with Celeste and it was a great experience!

Paige Koziol






The champagne agency is the best they are always there when you need them and they go way over to help.

Mary Carrion






Celeste has been absolutely amazing since we discovered the Champagne Agency a little over a year ago! She has been super insightful and proactive with getting us the best insurance rates possible. She has gone above and beyond to address all concerns and questions we may have had during the 1st year as owners of our new home not to mention she helped save us tons of money on our auto policy. Thank you for your deligince and excellent customer service.

Victoria Singleton






I am a client of Larry’s and he has been amazing! He has always gotten me the best rates out there for my home and auto insurance. Thank you Larry for all you do!

Alanna Masters






Deborah is great to work with and is over the top trying to find you the best rates. Thank you

Lance Mullins






Champagne Agency has been incredible!
I am beyond grateful for my Agent Larry—his professionalism, guidance, and dedication made the entire experience flawless.
Larry went above and beyond to make sure everything was handled with care and attention to detail. I couldn’t have asked for a better agent. Thank you, Champagne Agency, and especially Larry, for outstanding service each amd EVERY time!

alyssa potter






Excellent experience for years with the Agency and Shannon!

Kevin Moss






Celeste works diligently to find you the best insurance rate thank you.

Mario Florenzano






They are the best Insurance
Company I have ever had. They stay in touch and try to save you money. Shah is great to work with!

Rosemary Mayville






Celeste has been amazing! The entire office is great. They are prompt and informative. They get me the best deal on my car insurance and homeowners insurance.

amanda doyle






Deborah Steffey goes above and beyond for her clients! Business policies and adjustments can take time and cause confusion often delaying the business' needs, however not with Deborah. She responded to our call immediately, understood the request making the needed adjustments quickly. Thank you Deborah and the Champagne Agency!

Megan Troutt






Chris was Great fast and answered all my questions happy to insure with this company! Thank you

Tiffany Amber






Everyone on Chris’s team is great and worked diligently to make sure that I had everything I needed. Thanks

Gary Pounders






Chris is the BEST!!! He does the yearly shopping for rates that is best for you. He is never bothered by a phone call and If he doesn't have the answer he will get it!!! Always on top of things and wishes happiness to all holidays. His staff is also top notch !!!

Debra Hass






Celeste is the best. She is very knowledgeable and caring.

Regenia Slye






Deborah is the best!!! Always addresses concerns promptly and efficiently!!! Deborah is the very best and always strives to be so helpful and prompt!!

Susan Raitz






Debbie is amazing! I recommend her!

Suzette Chartrand






I have been overly happy with the service I receive from the champagne agency. Always kind very helpful & always available for questions. I highly recommend if you’re looking for any insurance services. Celeste is very understanding & resourceful always looking for the best deals possible. I’m happy to say I’ve been a proud member for 3 years & counting. Very satisfied!

Joseph Mclendon






I was worried about an insurance issue this morning and Shah from champagne agency put my mind at rest, she made it a very pleasant experience, thank you so much!

Shirley Street






Great service, very responsive

Cody Roy






I was referred to Champagne Agency LLC (a great insurance agency here in Michigan) for homeowner's insurance by my outstanding real estate buyer agents, Tyrone and Kristel Powell of The Powell Advantage Team, and I am quite glad I was. I met Chris Widenhofer, who's become my insurance agent, and he provided me with the best policy at the best price after comparing numerous quotes. He is both professional and enjoyable to converse with, and he built a policy considerate of specific details regarding my property. Emily at Champagne Agency, whom I spoke with over the phone several times, is very kind and professional as well. I highly recommend all parties mentioned here in my review

John M. Lake






I worked with Larry Spears, and he did a GREAT job walking me through my insurance options. I requested the same coverage as what I currently had for homeowners, auto & PUP, and he gave me comparable or better coverage for less (quite a bit less) on the auto insurance. He was very responsive to questions, whether via text, email or phone and even created a little video to help my understanding. Larry is very personable and knowledgeable. He recommended I switch roadside assitance to AAA so I didnt have flat tire charges, jump starts etc claims against my auto policy.
I loved the ease of having someone else do the research for me. I highly recommend Larry and Champagne to others who are considering switching insurance companies.

Terri Zander






Shah was extremely helpful! Best prices :)

Audrey Farnsworth






Chris Widenhofer was incredibly helpful with changes in our insurance and after our garage fire. He has continued to be a huge asset to the changes in our life. He's not pushy and genuinely cares about our needs. Highly recommended!

Renee Bourgeois






The whole team especially Deborah are the best . Save me money and so kind.

Diana Postal






Chris is the best. He doesn't wait till the last minute to help save me money every year. Fast and efficent. Saved on houses and cars. Thank you very much. THEY ALSO DO EVERY INSURANCE POLICY. HEALTH INCLUDING MEDICARE, CAR, HOUSE, BOAT CHECK THEM OUT GREAT COMPANY.

Cathy Woycik






Shannon is the best agent we've ever had. She goes above and beyond for us always!

chantell slupka






I would just like to take a moment, and recognize my awesome insurance lady Deborah and her team, for the outstanding job they do, and all the help they have given me, through the years, they go above, and beyond, to fix my problems, and make sure I have the best and most affordable policies available.. I can't thank them enough.. ❤️I recommend them for any Insurance needs.

Veronica Oskarik






Shannon is awesome to work with and got me the best rates. Will definitely be referring others her way!

Michael Vela






Chris is the best agent I have ever had. He always takes the time to answer my questions, responds quickly, and takes it upon himself to review our policies at renewal time to make sure we are getting the best price. Truly appreciate him and Champagne Agency

Ann Helms






Chris has been our go-to for years

Gary Gilbert






I have called EVERYWHERE and believe me when I say EVERYWHERE. A friend suggested Champaigne, best call I could make!!! Not only was Chris able to get me great auto coverage, but saved me a huge amount also on my homeowners. Chris handled EVERYTHING within a couple hours, not days. The transition from one carrier to the other was seamless and painless, THANKS to Chris and the staff at Champaigne. I couldn’t be happier!!!!

Cynthia McLain






I highly recommend this insurance company! !! Fast and reliable! Chris is a big reason I have been using them for years !!!

Mike Simms
REVIEWS
Those who
tried us
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